Terms of Service

Last updated: May 14, 2026

Welcome to RatelInfo, available at https://ratelmovement.net/ (the “Site”). These Terms of Service (“Terms”) govern your access to and use of the Site, which is operated by an individual operator (“we”, “us”, or “our”). Please read these Terms carefully before using the Site. If you do not agree with any part of these Terms, you should stop using the Site immediately.

1. Acceptance of Terms

By accessing, browsing, or otherwise using RatelInfo, you confirm that you have read, understood, and agreed to be bound by these Terms, together with our Privacy Policy and any other notices or policies posted on the Site. If you are using the Site on behalf of another person or organisation, you represent that you are authorised to accept these Terms on their behalf.

If you do not agree to these Terms, please do not use the Site.

2. Use of the Site

RatelInfo is provided for general informational purposes. You may access and read content for personal, non-commercial use, subject to the restrictions set out in these Terms.

Eligibility

You must be at least the age of majority in your country of residence, or have the consent of a parent or legal guardian, to use this Site. By using the Site, you confirm that you meet this requirement.

Account-Free Access

The Site does not currently require you to register an account. Where you submit information through forms, comments, or by contacting us, you agree to provide accurate and current information.

3. Intellectual Property

All content on RatelInfo — including text, articles, graphics, logos, images, layout, and design — is owned by the operator or used with permission, and is protected by Nigerian and international copyright, trademark, and other intellectual property laws.

Permitted Use

  • You may view, share, and link to articles for personal, non-commercial purposes.
  • You may quote short excerpts with clear attribution and a link back to the original page.

Restrictions

  • You may not copy, republish, reproduce, distribute, sell, or commercially exploit any content from the Site without prior written permission.
  • You may not remove copyright notices or use our name, branding, or logo without permission.
  • You may not use any automated system (scrapers, bots, etc.) to harvest content from the Site.

If you believe any content on the Site infringes your intellectual property rights, please contact us at okolouchechi62@gmail.com with details so we can investigate.

4. User Content (Comments)

If the Site enables comments or other user submissions, the following rules apply.

Your Responsibility

You are solely responsible for any content you submit. By submitting a comment, you confirm that the content is your own or that you have the right to share it, and that it does not violate the rights of any third party or any applicable law.

Licence to Us

By posting a comment or other content on RatelInfo, you grant the operator a non-exclusive, royalty-free, worldwide licence to display, store, reproduce, and moderate that content in connection with operating the Site.

Moderation

We reserve the right (but have no obligation) to review, edit, or remove any user content at our discretion, including content we consider unlawful, offensive, spammy, or otherwise inappropriate. We may also block users who repeatedly violate these Terms.

5. Prohibited Uses

You agree not to use RatelInfo in any way that:

  • Violates any applicable law, regulation, or third-party right.
  • Is fraudulent, deceptive, defamatory, harassing, threatening, or hateful.
  • Infringes copyright, trademark, privacy, or other rights of any person.
  • Distributes spam, viruses, malware, or any harmful code.
  • Attempts to gain unauthorised access to the Site, its servers, or related systems.
  • Interferes with or disrupts the Site, including through denial-of-service activity or excessive automated requests.
  • Misrepresents your identity or affiliation with any person or organisation.
  • Collects personal information about other users without consent.
  • Promotes illegal goods or services, or content prohibited by Google’s Publisher Policies, including content that is sexually explicit, dangerous, or that incites violence.

We reserve the right to investigate suspected violations and to cooperate with law enforcement where appropriate.

6. Advertising, Cookies, and Analytics

RatelInfo displays advertising served by Google AdSense. Google and its partners may use cookies and similar technologies to serve ads based on your visits to this and other websites. You can learn more and manage your ad preferences in your Google Account.

The Site also uses cookies for essential functionality and for tracking purposes, and uses analytics tools (such as Google Analytics) to understand how visitors interact with the Site. For full details on what is collected and how it is used, please refer to our Privacy Policy.

7. Links to Other Websites

The Site may contain links to third-party websites. These links are provided for convenience only. We do not control or endorse the content, policies, or practices of any third-party site, and we are not responsible for any loss or damage you may suffer from using them.

You access third-party websites at your own risk and should review their terms and privacy policies separately.

8. Disclaimers

RatelInfo is provided on an “as is” and “as available” basis. While we make reasonable efforts to keep the content accurate and up to date, we make no warranties or representations, express or implied, about:

  • The accuracy, completeness, reliability, or timeliness of any content.
  • The Site being uninterrupted, error-free, or free from viruses or harmful components.
  • Any results you may obtain from using the Site or relying on its content.

Nothing on RatelInfo is intended as professional advice (legal, medical, financial, or otherwise). You should consult a qualified professional before acting on any information you read here.

9. Limitation of Liability

To the maximum extent permitted by Nigerian law, the operator of RatelInfo shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or other intangible losses, arising out of or related to your use of (or inability to use) the Site, even if we have been advised of the possibility of such damages.

In any case, our total aggregate liability arising from or relating to these Terms or the Site shall not exceed the equivalent of one thousand Nigerian Naira (NGN 1,000).

Some jurisdictions do not allow certain limitations of liability, in which case the limitations above apply to the fullest extent permitted by law.

10. Indemnification

You agree to indemnify, defend, and hold harmless the operator of RatelInfo from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising out of or relating to:

  • Your use or misuse of the Site;
  • Your breach of these Terms;
  • Any content you submit to the Site; or
  • Your violation of any law or the rights of a third party.

11. Governing Law

These Terms and any dispute or claim arising out of or in connection with them or their subject matter shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria. You agree to submit to the exclusive jurisdiction of the courts of Nigeria for the resolution of any such disputes.

12. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices, the Site, or applicable law. When we make changes, we will revise the “Last updated” date at the top of this page. Significant changes may also be announced on the Site. Your continued use of RatelInfo after changes take effect constitutes your acceptance of the revised Terms.

13. Contact

If you have any questions, concerns, or requests regarding these Terms, please contact us at:

Email: okolouchechi62@gmail.com
Website: https://ratelmovement.net/

Note: This document is provided for general informational purposes and does not constitute legal advice. We recommend that the operator have these Terms reviewed by a licensed attorney in Nigeria to ensure they are appropriate for the specific circumstances of the Site before relying on them.