Privacy Policy

Last updated: May 14, 2026

This Privacy Policy explains how RatelInfo (“the site,” “we,” “us,” or “our”) collects, uses, shares, and protects information about visitors to https://ratelmovement.net/. The site is operated by an individual operator based in Nigeria. By using the site, you agree to the practices described below. If you do not agree, please discontinue use of the site.

We aim to comply with the Nigeria Data Protection Act (NDPA) and the Nigeria Data Protection Regulation (NDPR), and, where applicable, the European Union General Data Protection Regulation (GDPR) for visitors in the European Economic Area and the United Kingdom, and the California Consumer Privacy Act (CCPA/CPRA) for visitors in California.

1. What Data We Collect

We collect only what is needed to operate the site, respond to readers, serve advertising, and understand how the site is used.

1.1 Information you give us directly

  • Contact form submissions: If you send us a message through a contact form or by email, we receive your name, email address, and the contents of your message.
  • Comments: If you post a comment, we collect the name, email address, and any other details you choose to include in the comment field. Your comment text and the name you provide may be displayed publicly. Your email address is not displayed publicly.

1.2 Information collected automatically

  • Log data: Like most websites, our servers automatically record information such as your IP address, browser type and version, device type, operating system, referring URL, pages viewed, and the date and time of your visit.
  • Analytics data: We use Google Analytics (or equivalent) to understand traffic patterns, popular content, and general audience characteristics such as approximate location (city or country level) and device category.
  • Advertising data: Google AdSense and its partners may collect information about your visits to this and other websites to serve advertising and measure ad performance.

1.3 Information we do not collect

We do not knowingly collect government-issued identification numbers, payment card details, or precise GPS location through this site. We do not sell readers’ personal information.

2. How We Use Your Data

We use the information described above to:

  • Operate, maintain, and improve the site;
  • Respond to your messages, questions, and feedback;
  • Moderate and display comments;
  • Measure traffic and understand which content is useful to readers;
  • Display and measure advertising through Google AdSense;
  • Detect, prevent, and address technical issues, abuse, spam, and security incidents;
  • Comply with legal obligations in Nigeria and any other applicable jurisdiction.

2.1 Legal bases (for EEA/UK visitors under GDPR)

  • Consent: For non-essential cookies, analytics, and personalized advertising where required.
  • Legitimate interests: For maintaining site security, basic traffic measurement, and replying to messages you send us.
  • Legal obligation: Where we must keep records or respond to lawful requests.

3. Cookies and Tracking Technologies

Cookies are small text files placed on your device by a website. We use both essential and tracking cookies.

3.1 Essential cookies

These are required for the site to function correctly — for example, to remember your cookie preferences, keep a session active, or protect against abuse. The site will not work properly without them.

3.2 Analytics cookies

We use Google Analytics (or an equivalent service) to collect aggregated information about visits, such as pages viewed, time on page, and approximate location. These cookies help us understand reader behavior in aggregate.

3.3 Advertising cookies

Google AdSense and its advertising partners use cookies and similar technologies to serve ads based on your prior visits to this and other websites. This may include the use of the DoubleClick cookie or similar identifiers.

3.4 Managing cookies

You can control or delete cookies through your browser settings. You can also:

Blocking some cookies may affect how the site functions for you.

4. Third-Party Services

We rely on a small number of third-party providers to operate the site. Each provider has its own privacy policy, and we encourage you to read them.

4.1 Google AdSense

This site displays advertisements served by Google AdSense. Google, as a third-party vendor, uses cookies to serve ads on this site. Google’s use of advertising cookies enables it and its partners to serve ads to you based on your visits to this site and other sites on the Internet. You may opt out of personalized advertising by visiting Google Ads Settings. For more information about how Google uses data, please see How Google uses information from sites or apps that use our services.

4.2 Google Analytics

We use Google Analytics to measure site traffic and usage. Google Analytics may set cookies and collect information such as your IP address, the pages you view, and the device and browser you use. This information is processed in a way that does not directly identify individual readers. See the Google Privacy Policy for details.

4.3 Hosting and security providers

Our hosting and security providers may process technical log information (such as IP addresses) on our behalf to deliver the site and protect it from abuse.

5. How We Share Information

We do not sell your personal information. We share limited information only in these situations:

  • With service providers (hosting, analytics, advertising) that help us operate the site;
  • When required by law, court order, or a lawful request from a public authority in Nigeria or another competent jurisdiction;
  • To protect the rights, safety, or property of the operator, readers, or the public;
  • In connection with a transfer of the site to a new operator, in which case readers will be notified through this page.

6. International Data Transfers

Because we use third-party providers based outside Nigeria (for example, in the United States or the European Union), your information may be transferred to and processed in those countries. Where required, we rely on safeguards such as the providers’ standard contractual clauses and their own compliance frameworks.

7. Your Rights

7.1 Rights under the NDPA / NDPR (Nigeria)

If you are in Nigeria, you have the right to access your personal data, request correction or deletion, object to or restrict processing, and lodge a complaint with the Nigeria Data Protection Commission (NDPC).

7.2 Rights under the GDPR (EEA / UK)

If you are in the EEA or the UK, you have the right to:

  • Access the personal data we hold about you;
  • Request correction of inaccurate data;
  • Request erasure (“right to be forgotten”);
  • Restrict or object to processing, including profiling for advertising;
  • Data portability where applicable;
  • Withdraw consent at any time where processing is based on consent;
  • Lodge a complaint with your local data protection authority.

7.3 Rights under the CCPA / CPRA (California)

If you are a California resident, you have the right to know what personal information we collect, the right to request deletion, the right to correct inaccurate information, and the right to opt out of the “sale” or “sharing” of personal information. We do not sell personal information. You will not be discriminated against for exercising any of these rights.

To exercise any of these rights, contact us at okolouchechi62@gmail.com. We may need to verify your identity before fulfilling your request.

8. Data Retention

We keep personal information only as long as needed for the purposes described in this policy:

  • Contact form messages and email correspondence: retained for as long as needed to respond and for a reasonable follow-up period, typically up to 24 months, unless a longer period is required by law.
  • Comments: retained indefinitely so that conversations remain coherent, unless you ask us to delete them.
  • Analytics data: retained according to the default retention settings of Google Analytics, typically up to 14 months.
  • Server and security logs: retained for a short period for troubleshooting and abuse prevention.

When personal data is no longer needed, we delete it or anonymize it.

9. Children’s Privacy (COPPA)

This site is not directed to children under the age of 13 (or under 16 in some jurisdictions), and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us at okolouchechi62@gmail.com and we will take reasonable steps to delete it.

10. Security

We take reasonable technical and organizational measures to protect personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is fully secure, so we cannot guarantee absolute security.

11. Governing Law

This Privacy Policy is governed by the laws of the Federal Republic of Nigeria, without regard to its conflict-of-law principles. Any disputes arising out of or related to this policy will be subject to the jurisdiction of the competent courts in Nigeria, without limiting the statutory rights you may have under the GDPR, CCPA, or other applicable laws of your country of residence.

12. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or for other operational reasons. When we make material changes, we will update the “Last updated” date at the top of this page and, where appropriate, provide additional notice on the site. Your continued use of the site after changes are posted constitutes your acceptance of the revised policy.

13. Contact for Data Requests

For any privacy-related questions, requests, or complaints — including requests to access, correct, or delete your personal information — please contact the operator at:

Email: okolouchechi62@gmail.com

This Privacy Policy is provided for general information only and does not constitute legal advice. The operator recommends that this page be reviewed by a licensed attorney in Nigeria (and in any other jurisdiction relevant to the site’s audience) before being relied upon.